Your privacy is critically important to us. At Shearer Insurance Services we have a few fundamental principles:
• We don’t ask you for personal information unless we truly need it.
• We don’t share your personal information with anyone except to comply with the law, develop our products, or protect our rights.
• We don’t store personal information on our servers unless required for the on-going operation of one of our services or products you have requested.
It is Shearer Insurance Services’s policy to respect your privacy regarding any information we may collect while operating our website.
Like most website operators, Shearer Insurance Services collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Shearer Insurance Services’s purpose in collecting non-personally identifying information is to better understand how visitors use its website. From time to time, Shearer Insurance Services may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
Gathering of Personally-Identifying Information Certain visitors to Shearer Insurance Services’s websites choose to interact with Shearer Insurance Services in ways that require us to gather personally-identifying information. The amount and type of information that Shearer Insurance Services gathers depends on the nature of the interaction. For example, we ask visitors who request a quote to provide a name, contact information and an email address. Those who engage in transactions with Shearer Insurance Services– by purchasing an insurance product, for example – are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Shearer Insurance Services collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with us.
Shearer Insurance Services does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
Shearer Insurance Services may collect statistics about the behavior of visitors to its websites. For instance, Shearer Insurance Services may monitor the most popular pages on the Shearer Insurance Services’s site or use spam screening service to help identify spam. Shearer Insurance Services may display this information publicly or provide it to others. However, Shearer Insurance Services does not disclose personally-identifying information other than as described below.
Protection of Certain Personally-Identifying Information
Shearer Insurance Services discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that
(i) need to know that information in order to process it on Shearer Insurance Services’s behalf or to provide services available at Shearer Insurance Services’s websites, and
(ii) that have agreed not to disclose it to others.
Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Shearer Insurance Services’s website, you consent to the transfer of such information to them.
Shearer Insurance Services will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Shearer Insurance Services discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Shearer Insurance Services believes in good faith that disclosure is reasonably necessary to protect the property or rights of Shearer Insurance Services, third parties or the public at large.
If you become a registered user of a Shearer Insurance Services website and have supplied your email address, Shearer Insurance Services may occasionally send you an email to tell you about new events or activities, solicit your feedback, or just keep you up to date with what’s going on with Shearer Insurance Services. The primary intent of any newsletters is to communicate this type of information, so we expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Shearer Insurance Services takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.
If Shearer Insurance Services, or substantially all of its assets, were acquired, or in the unlikely event that Shearer Insurance Services goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Shearer Insurance Services may continue to use your personal information as set forth in this policy.
updated September 1, 2017